Flight Perks: Best Airline credit card

Danielle Mar 06, 2024
53 People Read
best airline credit cards

Introduction to Airline Credit Cards

When it comes to travel hacking, having the best rewards credit card for airline miles can be a game-changer. These specialized airline credit cards are designed to reward frequent flyers with a variety of perks and benefits that can enhance their overall travel experience. From earning miles for every dollar spent to gaining access to airport lounges and priority boarding, the best airline credit cards offer a host of advantages that can make flying more enjoyable and cost-effective.

One of the key benefits of airline credit cards is the ability to earn miles or points for every dollar spent on eligible purchases in addition to earning sign-up bonuses. These miles can then be redeemed for flights, upgrades, hotel stays, and more, allowing you to stretch your travel budget further and enjoy more luxurious travel. Additionally, airline credit cards offer sign-up bonuses that can provide a significant boost to a traveler's mileage balance right from the start. With these bonuses, cardholders can often earn enough miles for a free flight or other travel perks with just a few purchases.

In addition to earning miles, many airline credit cards come with a range of other perks that can enhance the overall travel experience. These perks can include access to airport lounges, priority boarding, free checked bags, and discounts on in-flight purchases. For frequent flyers, these benefits can make a significant difference in the comfort and convenience of their travels. By using an airline credit card, travelers can enjoy a more seamless and enjoyable journey from start to finish.

Overall, airline travel reward credit cards are a valuable tool for travel hacking. With the ability to earn miles, access exclusive perks, and enjoy a range of other benefits, airline credit cards can help travelers save money, upgrade their travel experience, and make the most of their time in the air. Whether you're a frequent flyer or an occasional traveler, having the best rewards credit card for airline miles can provide you with the tools you need to make your next trip unforgettable. So let's help you determine which is the best airline credit card for you.  

The best airline credit card will vary for everyone, as different locations have different airline hubs. As I have mentioned in previous posts, determine where you want to travel next. Pick a hotel chain, pick an airline, and investigate which credit card will earn you the points needed for that next wonderful vacation. 

Comparison of Best Airline Credit Cards

When it comes to choosing the best airline credit card, there are a plethora of options available in the market. Each card offers unique benefits and perks that cater to different types of travelers. Some cards earn points only for a specific airline (cobranded to an airline company) and some earn general travel points that you can either transfer to an airline rewards program or purchase airline tickets within the credit cards travel portal. 

best airline credit cards

Cobranded Airline Credit Cards 

Jet Blue:

Jet Blue offers two co-branded credit cards. Remember our strategy of starting with the lowest level credit card in a cobranded group, in this case, it would be the JetBlue Card. 

JetBlue Card:

Annual Fee: $0

Sign-Up Bonus: currently 10,000 points after spending $1,000

Earning Points: Earn points on purchases, with extra points for purchases made directly with JetBlue, grocery stores, and restaurants.

Redeeming Points: Points earned with the JetBlue Card can be redeemed for JetBlue flights.

Travel Benefits: 50% savings on eligible inflight purchases.

Other Perks: Ability to pool points with others (great for using a Partner/ Person 2). To learn more about using a partner check out our post "How Partnering Up Boosts Your Credit Card Travel Hacking Game".

JetBlue Plus Card:

Annual Fee: $99

Sign-Up Bonus: currently 60,000 points after spending $1,000

Earning Points: Cardholders typically earn points on purchases, with extra points for purchases made directly with JetBlue, grocery stores, and restaurants. The Plus Card usually offers higher earning rates compared to the regular JetBlue Card.

Redeeming Points: Points earned with the JetBlue Plus Card can usually be for JetBlue flights.

Travel Benefits: The JetBlue Plus Card includes enhanced travel benefits compared to the regular JetBlue Card, such as a free checked bag plus additional 5,000 anniversary points annually.

Other Perks: Ability to pool points with others (great for using a Partner/ Person 2). You can also earn 10% of your points back after you book a reward ticket.

Southwest Rapid Credit Card 

Southwest offers 3 levels of cobranded credit cards in addition to a business credit card. The key to Southwest credit card benefits is not only earning points for free airfare but also taking advantage of the companion pass.  One of the most coveted benefits of the Southwest Rapid Rewards program is the Companion Pass, which allows the cardholder to designate a companion to fly with them for free (excluding taxes and fees) on all Southwest flights for the duration of the pass. As of the date of this post, the current offer is for an automatic companion pass lasting for a year when you meet the sign-up bonus of spending $4,000 in the first 3 months. 

Non-Cobranded Travel Credit Cards 

Some of the top travel reward credit cards can be used for either airlines or hotels. These travel reward cards include the Chase Sapphire Preferred Card, American Express Platinum Card, Citi AAdvantage Platinum Select World Elite Mastercard, and the Capital One Venture Rewards Credit Card. Each of these cards has their own travel portals which you can purchase airfare or hotels through. Each card also has partnerships with different hotels or airlines where you cand transfer points to that particular rewards program. More about these cards in a later post. To learn how to start travel hacking check out our beginners guide "Travel Hacking 101: Ultimate Guide to Getting Started".

When comparing these top airline credit cards, it is important to consider factors such as annual fees, rewards structure, and additional benefits. Keep in mind that many cards that have a high annual fee offer other rewards that offset the high fees. To learn more about analyzing a high-fee travel reward card check out our post "Are High-Fee Travel Reward Credit Cards Worth the Price?" 

In conclusion, the best airline credit card for you will depend on your individual travel habits and preferences. By determining your wish destination and comparing the features and benefits of different cards, you can choose the one that offers the most value for your travel style.